Demonstration of need: Must have family income of not more than 50% of median income for San Miguel County and family be living in substandard housing or paying more than 30% of income for housing costs. For the Norwood project, the income limits are:

Residency: 1 year residency within San Miguel County, Ouray County or the Rico Growth Area of Dolores County.

Ability to Pay: Must qualify for a $100,000 mortgage payable over 30 years at 0% interest for a monthly principal payment of $278 per month (plus an escrow for taxes and insurance).

Willingness to Partner: Must contribute 200 hours for each adult family member (18 and over) including 100 hours on construction of their house.

Covenant for Resale: In order to ensure that houses will continue to be available to eligible families in our community, Habitat for Humanity of Telluride Region has adopted a policy requiring that Habitat be allowed to repurchase at a restricted price any property that a family wants to sell.